About Cancer Insurance from Mutual of Omaha Insurance Company (Mutual of Omaha)

     What is cancer insurance?
     Why do I need cancer insurance?
     What if I already have other types of insurance? Do I still need cancer insurance?
     Am I eligible for cancer insurance?
     I'm a cancer survivor . . . can I still apply?
     If I'm a smoker, does that affect my eligibility?
     Can I buy cancer insurance for my entire family?
     Can I pick my own doctors and hospitals?
     Does this insurance pay for outpatient cancer care?

What is cancer insurance?
Cancer insurance provides you with cash benefits to help pay for covered cancer-related medical costs. Unless you tell us otherwise, the benefits are sent directly to you and cover inpatient and outpatient treatments such as hospital stays, doctor visits, radiology treatments, surgical procedures, hospice care, ambulance services and post-surgical checks.

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Why do I need cancer insurance?
Cancer patients have enough to deal with. But too often, the cost of cancer treatment can have a major impact on your family’s finances. Unfortunately, according to Cancer Facts & Figures, 2006 from the American Cancer Society, each and every American has a 1 in 3 chance of developing cancer in their lifetimes. And with medical costs on the rise, it’s important to have insurance that can help supplement your current coverage, because it pays regardless of other types of insurance you may have.

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What if I already have other types of insurance? Do I still need cancer insurance?
People often underestimate the amount of insurance they need. Cancer insurance from Mutual of Omaha provides 11 different benefits for cancer diagnosis and treatment and still pays out full cash benefits regardless of any other insurance you have. It’s important to have the right amount of coverage to provide for your medical needs . . . so it makes sense to supplement your current insurance with additional insurance specifically for high-cost cancer treatments.

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What are the age limits to apply for this cancer insurance ?
Adults of any age (under age 65 in CA) are eligible to apply for cancer insurance if they haven't had internal cancer or leukemia in the last five years or skin cancer in the last three years.

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I’m a cancer survivor . . . can I still apply?
As long as you haven’t had internal cancer or leukemia within the past five years or skin cancer in the last three years, and don't already have cancer insurance of this type from Mutual of Omaha Insurance Company, you're eligible to apply.

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If I’m a smoker, does that affect my eligibility?
Your choice to smoke does not affect your ability to receive cancer insurance.

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Can I buy cancer insurance for my entire family?
Yes – you can choose to cover your eligible dependents who have not had internal cancer or leukemia within the last 5 years or skin cancer in the last 3 years.

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Can I pick my own doctors and hospitals?
Yes, you are able to choose your own health care providers! You are not required to see a certain physician or receive care at a specific hospital. You have the freedom to choose.

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Does this insurance pay for outpatient cancer care?
Yes, the benefits are available to you if you’re in or out of the hospital. This coverage will be helpful in paying for hospital and doctor visits, radiology treatments, surgery, hospice care, ambulance service and post-surgical check-ups.

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